Quick answer
Most SSDI beneficiaries who started receiving Social Security after April 1997 are paid on a Wednesday determined by the birth date of the person whose record supplies the benefit: the second Wednesday for dates 1–10, third for 11–20, and fourth for 21–31. SSA’s official 2026 calendar supplies the exact dates below.
Key takeaways
- November’s second-Wednesday group is scheduled for Tuesday, November 10 because November 11 is a federal holiday.
- People receiving both SSI and Social Security, and some people entitled before May 1997, use different payment-day rules.
- A first SSDI payment depends on the award and entitlement date, not only this calendar.
2026 SSDI payment dates by birth date
| Month | Birth date 1–10 | Birth date 11–20 | Birth date 21–31 |
|---|---|---|---|
| January | January 14 | January 21 | January 28 |
| February | February 11 | February 18 | February 25 |
| March | March 11 | March 18 | March 25 |
| April | April 8 | April 15 | April 22 |
| May | May 13 | May 20 | May 27 |
| June | June 10 | June 17 | June 24 |
| July | July 8 | July 15 | July 22 |
| August | August 12 | August 19 | August 26 |
| September | September 9 | September 16 | September 23 |
| October | October 14 | October 21 | October 28 |
| November | November 10 | November 18 | November 25 |
| December | December 9 | December 16 | December 23 |
Who is not on the Wednesday schedule?
SSA says beneficiaries entitled before May 1997 generally continue to receive benefits on the third of the month. People who receive both SSI and Social Security generally receive Social Security on the third and SSI on the first. When a scheduled day is a federal holiday, SSA uses the preceding non-holiday day. Confirm your own group in your SSA notice or my Social Security account.
If your SSDI deposit is late
- Check the date for your payment group and whether a federal holiday changed it.
- Ask your bank or Direct Express whether the payment is pending or was returned.
- Contact SSA if the financial institution cannot locate the payment.
Do not use this table to predict a first payment
A newly approved claim may involve an entitlement date, the SSDI waiting-period rule, and processing time. The calendar tells you the recurring payment day after SSA establishes the benefit; it does not establish eligibility or the amount owed.
Related guides
Official sources
- SSA — 2026 Schedule of Social Security Benefit Payments
- SSA — Paying Monthly Benefits
- SSA — payment-date FAQ
Editorial status: This guide has been checked against the cited official sources. Independent subject-matter review has not been completed. Fact-checked against the linked primary sources on July 27, 2026. The Guru Gazette is independent and is not affiliated with any government agency. This is general information, not individualized benefits, tax, legal, medical, or insurance advice.